Eagle Bay Family Office is home to subject matter experts who have learned from some of the best and the brightest in their fields. We have access to peers and professional resources around the globe.
What we have in common is our perspective, passion, and understanding that working with clients is personal.
Your Family Office. Your single point-of-contact for all your financial matters.
Michael Nelson started his professional career at a boutique consulting firm arguing property tax appeal cases before California County Boards of Appeal. After law school, he practiced law at Brown & Wood, helping structure and document fixed income derivatives transactions.
He leveraged his law experience to begin a career in banking at the Canadian Imperial Bank of Commerce. He structured, syndicated and managed a $1.0 billion portfolio of senior bank debt for investment grade and sub-investment grade companies. Later recruited by the Royal Bank of Canada, he led a risk management team that analyzed and approved all securitized products. He consulted on cross-bank initiatives and acquisitions. He structured fixed income derivatives that faced special purpose vehicles as counter-parties. He was selected to found and co-run a $5.0 billion proprietary fixed income trading business.
Michael was recruited by a founding partner of large, New York City based multi-family office to be his successor. As Partner, he co-led their Wealth Advisory Group, and was a member of the Executive and Investment Committees. He attracted and advised some of the firm’s most significant client relationships. He is known to deliver sophisticated family governance solutions and to negotiate and structure significant financial transactions for his clients.
Michael founded Eagle Bay Family Office in 2015. Clients value Michael’s 20 + years of portfolio construction, due diligence, trading, structuring and risk management experience, and his ability to match those skills with each client’s return expectations, risk tolerance and liquidity preference.
Clients praise the transparent business model Michael created and the culture of integrity and trust that governs the activities of the world-class team at Eagle Bay Family Office. Clients respect the firm’s unique combination of industry leading, robust infrastructure, systems and global resources that Michael and his team assembled.
Most importantly, Michael’s clients and business partners value and trust his passion, empathy, relentless support, objective advice, and his ability to apply his institutional training and talents to matters relevant to them.
Michael holds a Bachelor of Science degree in Finance from California State University, Long Beach and a Juris Doctor degree from Lewis & Clark Law School, with a certificate in Tax Law and an emphasis in Corporate transactions. He is also a CFA® charter holder.
David created the first automated arbitrage and trading systems for Exchange Traded Funds (ETFs) at Morgan Stanley. Under David’s leadership, all equity electronic market making portfolios, portfolio trading risk, and index arbitrage were brought under one global function.
David was also the Head of Global Portfolio and Program Trading, Head of Latin American Equity and Derivatives Trading, Head of European Automated Market and Making, and Head of Macro Proprietary Trading at Morgan Stanley.
David’s business acumen, passion for helping people achieve goals, and dedication to client success propelled him through the ranks at Morgan Stanley. In 1998, he was named Managing Director, the youngest in the firm at the time.
In 2003, David joined Lehman Brothers, where he spent two years as Managing Director, Head of Equity Trading Technology and Strategy.
An entrepreneur at heart, he founded, advised or invested in many startups. In 2006 he founded The Panelist, an online magazine focusing on socially conscious investing. In 2008 he co-founded Kapitall, a financial technology focusing on making the process of financial education fun and easy. Today he advises a diverse variety of companies in fashion, healthcare and financial technology. David consults with startup hedge funds; helping to fund media and tech startups, and spends time working with school children to connect economics, math, corporate structure and the stock market.
David has served on many boards including: Dining Entertainment Group (Brother Jimmy’s BBQ), New World Foundation, Green Drinks NY, MedicalRecords.com, Groupe NYC, clothier Seize sur Vingt and Performance Space 122.
David holds a Masters in Public Policy from Harvard’s Kennedy School of Government. In 1988, he graduated 6th in his class and received BA with honors in Economics from Pitzer College in Claremont, California.
David now lives in the Berkshires of Massachusetts with his wife, Natalie, and their children Rose and Craig.
Cindy Curtis is a marketing and strategy executive with deep experience in digital service models, client experience and operations for large, industry-leading companies across the finance, and technology sectors. She is an experienced board member across private corporate, and non-profit organizations. She is known for her analytical work, collaboration, and strategic insights.
Ms. Curtis served as an advisory board member for Trion Interactive, a mobile a-serving technology company. She assisted the founders in creating the company’s branding and value proposition while helping develop their programmatic business. She connected them to large advertisers and made introductions that led to media agency partnerships. She led partner development programs and executed employee feedback programs to assist the founders in developing their leadership skills in advance of their acquisition.
While at Morgan Stanley, Cindy served on the board of TheMarkets.com, a joint venture between Morgan Stanley, JP Morgan and Goldman Sachs established to provide sell-side research to institutional clients. Cindy was the member representative for Morgan Stanley on the Marketing committee which developed and executed the marketing plan to bring the product to market. It was sold to Capital IQ, an S&P Global company. Cindy was also on the compensation committee and helped establish the long-term incentive plan for key leadership team members and set annual goals and objectives for the CEO.
Cindy currently serves as board member, chair of the Marketing and Development Committee, and member of the Finance Committee for HB Studio – an iconic Acting School in Greenwich Village, NYC. She was asked to join the board to conduct a brand review and to lead strategic planning. She has been instrumental in building the business plan for virtual learning and is currently exploring financing opportunities to fund the new business line.
She was previously Managing Director, Head of Marketing for North America and Global Head of Investment Communications at State Street Global Advisors leading teams around the world. She founded the marketing consulting firm, Matter Worldwide and has worked across many financial services firms in global marketing, product development and product management roles.
Cindy received her Bachelor’s degree from SUNY College at Brockport in Upstate New York and her M.S. in Information Systems from NYU Stern School of Business, concentrating in the intersection of Business and Technology. She lives in New York with her husband, and together with her extended family owns and operates an historic cottage and boat rental business in the Adirondack Mountains of Upstate New York called Palmer Point.
Tanya D. Urbach is an affiliate expert for the Bates Group, a leading provider of securities litigation support, regulatory and compliance consulting, and forensic accounting services to Fortune 500 Companies. Tanya uses her extensive background in the securities industry to provide expert witness testimony on state and federal regulation of securities and on regulatory compliance and supervisory issues related to broker-dealers and investment advisers.
Tanya is a litigator with an emphasis in financial institution defense and litigation. While in private practice, Tanya represented broker-dealers, investment advisers, registered representatives, and other securities professionals in civil disputes and regulatory matters, regarding violations of state and federal securities laws, violations of rules of regulatory and self-regulatory organizations, and financial fraud. She has also routinely provided compliance advice and counsel to broker-dealer and investment advisory firms, as well as representing banks and credit unions in banking and trust litigation, including defending consumer claims under fair debt collection statutes, the Truth-in-Lending Act, Consumer Protection Act, breach of contract, and common law fraud.
As the former Deputy Commissioner of Securities for Vermont, Tanya prosecuted regulatory investigations into securities fraud. Prosecutions included internet-based securities fraud, identity theft and Ponzi schemes, broker-dealer and investment adviser misconduct, including point of sale violations, market timing in mutual funds and variable annuities, market manipulation, and abusive short-selling. As Vermont’s securities regulator, Tanya was also responsible for investor education initiatives, registration of securities, licensing of securities firms and their representatives as well as overseeing the broker-dealer and investment adviser examination process. She proposed and prosecuted through the state legislature a New Uniform Securities Act, which Vermont ultimately enacted. During her time as a regulator, Tanya was also a member of the board of directors and on the broker-dealer section of the North American Securities Administrators Association.
Tanya graduated with a B.A. in Chinese from the University of Oregon and received her law degree from Lewis & Clark Law School in 1996. Tanya is an adjunct professor at the Northwestern School of Law of Lewis & Clark College where she has taught Securities Regulation.
She has previously held her Series 7, 66, 24 and 79 securities licenses and been licensed as a Certified Anti-Money Laundering Specialist.
Recently, Tanya was placed in the Top 50 Women Leaders of Oregon for 2022 by Women We Admire.
Georgina is a seasoned litigator in all aspects of family law. During her career as a family law attorney, her experience ranged from public interest law to ultra-high net worth complex dissolution cases.
Georgina has extensive experience in board service, non-profit fundraising, and community volunteering. She currently serves on the board of trustees, chair of the Governance Committee, of Oregon Episcopal School. She is also the board chair of an advisory board to a single family office. She has helped fundraise for a number of non-profit organizations and has provided pro bono legal services, primarily to children in the Multnomah County Attorney Representation for Children Program. Georgina is a regular judge in Oregon’s state mock trial competitions through Classroom Law Project. She was recently appointed by her state senator to serve on a city charter review committee.
Georgina is originally from Richmond, Virginia and received her bachelor’s degree with honors from Hollins University and her J.D. from Penn State Dickinson School of Law. Before practicing law, Georgina worked in Washington D.C. for the National Petroleum Council, a federal advisory committee to the U.S. Secretary of Energy. Prior to that, she taught English to children and adults in rural Japan. Georgina and her husband now live in Portland, Oregon with their two children.
G. Crossan Seybolt served as the Senior Vice President of Investments at Prudential Securities and Wells Fargo Advisors respectively, before joining the Eagle Bay team.
A Middlebury College graduate, Seybolt launched his advisory career in 1978 at Loeb Rhodes Hornblower. He subsequently worked at Shearson Lehman, Salomon Smith Barney and Prudential Securities, providing advice to wealthy families, business owners and professionals throughout his career.
Seybolt participated on the Global Macro Advisory Council while at Salomon Smith Barney, and the Alternative Investments Council while at Wells Fargo. Seybolt has passionately worked with wealthy families to solve complex problems throughout his time working as an investment advisor.
Alejandro J. García Padilla graduated from The University of Puerto Rico, Río Piedras Campus with a bachelor’s degree in Political Science and Economics. After graduating, García Padilla attended the Inter American University of Puerto Rico School of Law where he earned his Juris Doctor Degree. He began his career in public service working as a law clerk for various judges of the Puerto Rico Court of Appeals, including Honorable Liana Fiol Matta, Honorable Dolores Rodríguez De Oronoz, and Honorable Gilberto Gierbolini. After his work in the Judicial Branch, García Padilla worked in the private sector for multiple law firms and as a professor in the Inter American University of Puerto Rico School of Law.
In 2005 García Padilla was appointed as Secretary of The Puerto Rico Department of Consumer Affairs where he reactivated and enforced efforts to defend consumer rights with transparency and public approval. Afterwards, he served as a Senator At-Large from 2009 through 2012, where he obtained the most votes of all candidates for this position. In 2011 he announced his aspirations for Governor of the Commonwealth of Puerto Rico for which he was elected in 2013. He became the eleventh Governor of Puerto Rico and his priorities as Governor included: (1) economic development and investment in the technology, aeronautic and bio pharmacy industries; (2) environment protection and citizen rights, for which his administration doubled the protected lands under conservation plans and approved the first Puerto Rico Land Use Plan in the country's history; and (3) accountability for the restructuring of the public debt, among other matters. Other remarkable achievements were the justice initiatives for the LGBTQ community and the Dominican community for human rights acknowledgement.
Since fulfilling his role as Governor, he has focused his efforts on furthering similar priorities as a private attorney under his law firm, Alejandro García Padilla, LLC, where he specializes in Government Affairs, Public Policy, Constitutional Law, International Relations, Insurance, Contracts and Administrative, Corporate, Property, Labor and Employment and Complex Litigation.
Gladys Chow has spent more than two decades in the investment and wealth management industry, managing money for regulated investment companies, foundations, trusts, family partnerships, institutional, corporate, and individual clients. She is experienced delivering capabilities offered within the Family Office, Asset Management, and Wealth Advisory establishments.
During her professional career, she was Portfolio Manager of four 1940 Act Mutual Funds and two offshore Mutual Funds with global mandates. She co-managed Cowen & Company’s two short duration taxable and municipal fixed income Mutual Funds. Her experience in fixed income led her to the role of heading the Fixed Income asset management business at GTF Asset Management, where she served as Portfolio Manager of the firm’s two USD-denominated fixed income Mutual Funds – a low duration debt fund & an intermediate-term bond fund.
At Giralda Advisors LLC, she served as Managing Director leading the day-to-day management of the SEC-regulated Registered Investment Advisor firm. She was co-Portfolio Manager of The Giralda Fund and the Giralda Risk-Managed Growth Fund, which were liquid alternative hedged equity Mutual Funds. Gladys also co-managed Giralda’s Long-Only Sector Dynamics strategy offered as private label as well as via model-delivery where investors could access the strategy through an Unified Managed Account (UMA) platform.
During her career, Gladys spent many years at TAG Associates LLC, a Multi-Client Family Office as Director of Portfolio Management, where she oversaw investment/manager Research, Due Diligence & Selection across traditional and alternative asset classes. She was also responsible for managing private portfolios of Family Office clients delivered through the multi-asset framework and has experience managing portfolios of clients with complex investment mandates, financial, trust and estate planning needs.
Prior to joining TAG Associates, Gladys was a Financial Advisor at UBS Private Client Group where she advised and implemented investment/wealth management solutions for individuals, pension plans, corporate and institutions clients. Earlier in her career, she spent several years in Asia, where she served as First Vice-President responsible for fixed income investment strategy at Banque Nationale de Paris’ Private Bank, and as Vice-President at GT Group’s asset management business.
Gladys has a BSc. degree in Business Administration and a BA degree in Mathematics from Meredith College. She is a Licensed Life & Health Insurance professional in the State of New York. She received her Certified Investment Management Analyst professional designation from The Wharton School, University of Pennsylvania, and is a member of the Investment & Wealth Institute.
David Zale, CFA, was the General Partner of Zale Capital Management, L.P., a Registered Investment Advisor, founded in 2006. Eagle Bay acquired the firm in 2023. He has over twenty-five years of experience in the financial services industry and has expertise in equities and hedge funds.
David is the oldest grandchild of the founder of Zales’ Jewelers and, prior to switching careers in his forties to financial services, spent twenty years in the jewelry industry at both Zale and in his own manufacturing businesses.
David is well-versed in all aspects of family and wealth management, including generational wealth transfer, succession planning and family foundation organization.
David is a former Chairman of the Board of the M.B. and Edna Zale Foundation, and currently serves as Chairman of the Investment Committee. David has also served as the Chairman of the Investment Committee of Central Synagogue, New York, NY.
His affiliations include, among others, the CFA Institute and the 24 Karat Club of the City of New York.
David is a Graduate of the University of Colorado, with a degree in Political Science. He also has the designation Chartered Financial Analyst (CFA), which he earned upon switching careers. He loves to teach and encourages his clients to take power, responsibility and ownership of their investment decisions.
Stuart is a consummate networker and his favorite thing to give is a referral. He recently retired from Deloitte where he led business development nationally for the Blockchain and Digital Asset Practice as well as globally for the Wine Practice. He was also a Portfolio Success Leader for select numerous private equity firms and their portfolio companies.
Stuart is an advisor to more than a dozen businesses and social impact leaders. His blend of strategy and execution allows those he works with to scale their models and achieve their revenue targets in a shorter period of time. His vast network allows him to provide referrals to potential customers, vendors, service providers and others who can support the continued success of their ventures.
At Eagle Bay Family Office, Stuart will leverage his four decades of experience to help optimize the sales process and create opportunities to help clients achieve their highest priorities for 2024.
His philanthropic efforts include being the co-founder of Abundant Village which addresses the biggest challenges facing under-resourced communities around the world. It provides food, water, energy, housing, education, childcare, wellness care and career opportunities to local communities. The pilot project is in South Africa and they will scale to create hundreds of these villages around the world.
Stuart graduated from San Diego State University with BA in Marketing. One of his greatest educational experiences was his six summers working for the Southwestern Company, one of the national oldest direct sales companies in the US.
He and his wife of 30-years live in San Juan, Puerto Rico, an adventure they started in 2022. Other than being a great dad, being a great husband is his favorite way to spend time.
Julie is a dynamic, high-energy finance executive who guides closely held businesses, family offices, and foundations to optimal financial and operational structures. With clarity on results and confidence in projections, they are willing to enjoy their success and make more educated decisions about the future.
With a background in taxation and public accounting, Julie brings experience in investments, financial reporting, tax planning and compliance, banking and lender management, budgeting and forecasting, internal controls, audits, and board development.
As a family office professional she recognizes, respects, and fosters family values and goals unique to closely-held and family-owned businesses. This includes honoring a family’s sacred assets, acting as a true fiduciary providing oversight and stewardship of assets, and developing roadmaps for bringing family members into management. She has assisted in negotiating complex family dynamics and social structures, resolving conflict, and devising creative solutions to challenges.
Julie works with clients to identify a vision for their family’s legacy, philanthropy and succession. Her background in mission-based investing and DEI philanthropy helps organizations who desire to balance financial success with social impact.
As the CFO of the Hector and Gloria Lopez Foundation, Julie led the transition of a significant estate to a private family foundation and worked with the CEO and board to develop the vision, mission, and roadmap for honoring the donors’ intent. She built the business and financial framework from the ground up, transforming it into a fully operational, purpose-driven organization with a clear growth strategy and investment focus. She was able to magnify its impact by aligning its portfolio investments with organization’s mission.
Prior to her time with the Foundation, Julie worked directly with a family office and with public accounting firms including 5 years with Deloitte, with a rotation in their European offices.
She served five years on the board of directors for Pure Creative Arts, a nonprofit youth development program using performance arts to connect struggling teens with support services. She worked alongside the Executive Director to drive strategic planning, providing the financial oversight critical to sustaining its fiscal health and achieving the organization’s mission.
Julie received her Bachelor’s degree from the University of Tulsa and her Master of Taxation from the University of Denver. She is a licensed Certified Public Accountant.
She lives in Austin, Texas where she enjoys a community that offers both professional networking and plenty of opportunities to enjoy the beautiful Hill Country.
Tim is an experienced private banking professional with extensive success providing customized wealth management solutions to high-net-worth individuals, family offices, foundations, and businesses. He spent 20 years at Deutsche Bank and has previous experience at US Trust and Oppenheimer & Co. Inc.
Tim has an MBA from the Fordham Gabelli School of Business and a B.A. in History from Hobart & William Smith Colleges. He also is Series 65 certified.
Josh Beckerman graduated from Tulane University with a B.S. in Finance. He has previous experience, both technical and client facing, working in the Capital Markets Division of FIS Global.
Additionally, he has experience working in the alternative asset field having worked for the Fine Art Group as well as PWCC Marketplace. Josh joined the Eagle Bay team in 2022. He also is Series 65 certified.
Thomas Itkoff graduated from Villanova University with a B.S. in Finance and International Business. Before joining the firm, Thomas developed his skills working in numerous industries at organizations such as Grafton Apparel and AVX Digital.
Thomas earned a certificate in Alternative Investments from Harvard Business School Online, where he worked with a cohort of students to learn the unique alternative investment landscape. Thomas joined the Eagle Bay team in 2022.